Car repairs
Breakdowns or mechanic bills that need paying fast. Fund the repair today.
Loan comparatorCanada-wide
One fast loan
One fast loan
application.
Multiple offers.
Apply once. Get matched with multiple authorized lenders for fast loans across Canada:
$300 to $1,500, by Interac e-transfer, in under 60 minutes.
- Network of authorized Canadian lenders
- No credit-score impact at the check stage
- Approval not guaranteed · terms set by lender
Everyday needs
Fast loans for everyday needs.
Home emergencies
Plumbing, appliances, heating: a fast loan for the urgent repair.
Family emergency
Medical bills, last-minute travel, helping a loved one. Cover what matters.
Build credit
A loan repaid on time strengthens your credit file. Rebuild progressively.
Why us
Why Canadians choose eazyloan
-
01
One application
Fill the online application once. We compare your file against
our network of authorized Canadian lenders. -
02
Multiple offers
Compare the offers that match your situation. Pick the best,
or take none. You're not committed. -
03
No impact on your score
The initial check doesn't affect your score. A full inquiry
only happens if you accept the final offer.
How it works
Get a fast loan
Get a fast loan
in 3 simple steps.
01
Fill the form
A few minutes, online.
No paperwork, no meetings.
02
Get the decision
Instant verification.
No impact on your score.
03
Money lands
Approved? Interac e-transfer.
Often within minutes.
Customer reviews
What our customers say.
« Service is fast and answers my urgent needs. Easy and respectful. They listen and take the time to look at my file and understand me. »
« Fast, courteous service. The renewal process is perfect: just fill in the IBV, it's easy, and the contract is clearly explained and easy to sign. »
« You helped me when I needed it most. Fast and simple. Customer service that's responsive and human. 5 stars. »
Reviews collected from our authorized lender partners across Canada.
The approval timeline
How an eazyloan application works.
How an eazyloan application works.
Step by step.
Application #2347
Typical application timeline · Tuesday2:32 pm · somewhere in Canada
2:32 pm · Application sent
Form completed
2:33 pm · Verification
No impact on your score
2:35 pm · Match
Authorized partner lenders
2:37 pm · Offer available
Your lenders' terms
2:41 pm · Sign (your choice)
With your lender
≈ 2:50 pm · Money lands
Interac e-transfer
- Approval not guaranteed. Each lender applies its own criteria. Timeline and terms vary by partner and your situation.
- Terms belong to the lender. Amount, interest rate, term, and fees are set by the partner lender you're matched with, not by eazyloan
- Provincial right to cancel. After signing, you have a penalty-free, interest-free cancellation window. The exact length depends on the province where you live.
- Zero upfront fees. eazyloan never asks for upfront payment. If someone does in our name, it's a scam.
Frequently asked questions
Your questions, answered.
Q1 Does applying affect my credit score?
No. Looking at your options never affects your credit file. A full inquiry only happens if you accept the final offer.
Q2 How long until I receive the money?
A request approved in business hours is usually funded by Interac e-transfer in under 60 minutes. Outside hours, the transfer leaves the next business day.
Q3 Can I cancel after signing?
No. After signing with the partner lender, you have a penalty-free, interest-free cancellation window. The exact length depends on the province where you live.
Q4 What about '100% approved' offers elsewhere?
Be cautious. No serious lender promises approval before verification. '100% approved' or 'no refusal' is often the scammer's script.
Q5 What if I can't repay on time?
Call your partner lender ASAP: an adjusted schedule always costs less than a default. A returned NSF payment costs $50. If the situation persists, non-profit credit counsellors (Credit Canada, Credit Counselling Canada, links in the footer) can help, free of charge.
One application. Multiple offers.
Compare fast loans across Canada in minutes. Pick the best offer, or take none.
Apply now
// Free · No commitment · Approval not guaranteed
Legal notice & disclosure
Advertiser disclosure
When you apply on eazyloan, our site refers your request to qualified partner lenders authorized in Canada who can assist you. eazyloan may receive compensation from the lenders whose offers appear on this site. Nothing on this site constitutes financial or professional advice. Your data is protected and your connection is encrypted.
Disclaimer
All loans are subject to lender approval and each lender's specific criteria, including Instant Bank Verification (IBV). eazyloan is a loan search and comparison platform; eazyloan is not a lender. eazyloan works only with lenders that comply with applicable Canadian laws and regulations.
Loan details
Loan amounts typically range from $300 to $1,500, with repayment terms from 3 to 12 months or longer, depending on the lender. The annual percentage rate (APR) ranges from roughly 9.99% to 35%, depending on the lender and their assessment of your file.
No upfront fees
eazyloan never asks for an upfront payment and charges no fee to refer your request. If anyone demands an upfront payment in our name, it is a scam: do not pay, and report it.
Representative example
For illustration only: a $500 loan repaid monthly over 9 months at a representative APR may result in 9 payments of $81.15, for a total repayment of $730.35. This example may include optional loan-protection coverage offered by the lender. If a payment is returned for non-sufficient funds (NSF), a fee of approximately $45 may apply (depending on the lender). In the event of default, your payment plan may be terminated and collection procedures may begin in accordance with applicable laws; outstanding balances may be pursued to the full extent permitted by law. Our partner lenders follow fair collection practices.